The Bankruptcy Process

If you have fallen deeply into debt, are struggling to make ends meet and asking yourself "Should I file for bankruptcy?" experienced consumer bankruptcy attorney Allan E. Dunaway with offices in Louisville and Jeffersonville is here to help.

At the Law Office of Allan E. Dunaway, PLC, serving clients in the Louisville metro area and Jeffersonville, Indiana, our law firm's compassionate, confidential representation begins with a free initial consultation.

You will sit down with Mr. Dunaway and speak with him privately about your financial situation. You will never be handed off to anyone else. Allan is your lawyer — and will be with you every step of the way. He listens carefully to your needs, offers facts and legal options available to you, and works hard to take the embarrassment and intimidation out of filing for bankruptcy.

In years of service to clients throughout Kentucky and Indiana, we have seen many financial situations and helped many people from all walks of life. We understand how people can get into financial trouble for reasons that are beyond their control. Meanwhile, harassing creditors do everything they can to add to your suffering and misery; in fact they often prey on it. We are here to stand up for you, repair your finances and restore your dignity — a quality that debt collectors can never take away. Our law firm is on your side.

Allan E. Dunaway Has The Facts You Need About The Bankruptcy Process In Kentucky And Indiana

In the consultation, Mr. Dunaway will explain the positives and negatives of Chapter 7 and Chapter 13 bankruptcy as they relate to your specific circumstances. After you have weighed your bankruptcy options, we let you decide if you'd like to file and, if so, under which bankruptcy chapter. If it appears you may not qualify for the Chapter 7 liquidation "fresh start" according to the "means test," we can discuss the Chapter 13 reorganization and gradual repayment options in greater detail, or explore an alternative to bankruptcy.

In general, Mr. Dunaway guides you to the approach that is best for you and your family. He also carefully reviews your necessary documents and specific financial information such as:

  • Two years of state and federal tax returns
  • Six months of pay stubs
  • An explanation of your monthly income if you're unemployed
  • Basic monthly budget of expenses
  • Your creditors' billing statements or a list of creditors owed

If your situation is urgent, we may be able to have your case ready to file within 24 hours, as the "automatic stay" of personal bankruptcy takes effect immediately upon filing a bankruptcy case, and can stop foreclosure on your home, repossession of your motor vehicle, garnishment of your wages and creditor harassment.

Throughout the bankruptcy process, Mr. Dunaway is always available to give you his insights by phone or email, or in follow up consultations whenever necessary. In fact, clients have his direct phone number and access to his cell phone so that people who really need his help can reach him quickly and easily.

For honest answers to your questions and the peace of mind you need at this trying time in your life, contact us. You will receive skilled legal advice at your initial consultation with Allan E. Dunaway, and the initial consultation is free of charge. Our law office is open 8 a.m. to 5 p.m. Evening and weekend hours are available by appointment.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.