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Before you give counsel to your fears, contact us

A common characteristic of human beings is that when faced with an uncertainty or even danger, their first impulse is to hesitate. What determines their fate after that initial moment of pause is whether they can do what is necessary to move forward, or if they let their first impression turn into confusion, worry and -- ultimately -- fear.

Finding yourself in circumstances of financial difficulty can be one such potentially fear-inducing situation, especially when you reach the conclusion that there is no way that you are going to be able to get out from underneath your debts no matter how many times you recalculate your budget. And that is when you begin to think about the "B" word, and what it may mean to you financially, personally and professionally.

Because personal bankruptcy is not something that most people think about until their financial situation becomes critical, it is understandable that when it does, you must finally contemplate what it means, the battle between misapprehensions and misconceptions versus the truth can be intense. You may have heard many things about the consequences of bankruptcy that lead to that moment of hesitation: What will it do to your credit rating? How will it affect your job? What does it say about you as a person? 

The answers you come up with in response to questions like these, and others, can have significant and long-lasting effects on more than just your finances. And unfortunately, there is a great deal of bad information that you can be exposed to when you seek those answers. At the Law Office of Allan E. Dunaway, we work with federal bankruptcy law in Kentucky as a staple of our practice. Even if you are not yet committed to bankruptcy as a potential solution to a serious debt problem, we can help you to understand whether it is right for you (and if it is, we can take you through the process from the filing of the appropriate petition all the way through the final discharge of eligible debts or the formation of a payment plan).

Some decisions in your life are too important for guesswork, and too potentially serious to let the distorting effects of worry and fear lead you to “The paralysis of analysis” or worse. Visit our website to learn more about how we can help you better understand your rights.

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