Wage garnishment can happen if a Kentucky resident does not pay his or her bills and the creditor successfully pursues a special kind of debt collection lawsuit against the debtor. Once a wage garnishment court order has been obtained, the creditor can claim part of the debtor's wages. This can be financially devastating for someone who is already having trouble paying his or her bills.
When wage garnishment happens, debtors can fight back. However, they need an experienced bankruptcy attorney on their side, and the sooner they get one, the sooner they can try to resolve the serious financial debility of having their wages taken away from them. Bankruptcy will stop wage garnishment in its tracks. Indeed, with a successful bankruptcy filing, debtors will receive what in bankruptcy terminology is referred to as an "automatic stay." If a creditor continues to try to harass a Kentucky resident for money, the creditor will face harsh and highly prohibitive legal penalties so severe that the creditor will never try to harass you again.
At the Law Offices of Allan E. Dunaway, we help Kentucky residents navigate their debt situations, and our staff has a great deal of experience assisting people in this regard. There is nothing more rewarding for us than protecting our clients from aggressive debt collectors who have no regard for human decency. Debtors have rights, they deserve to be treated with decency and respect, and we are here to ensure this happens for you and your family. Finally, our firm realizes that most debtors do not have the extra cash available to pay for legal services related to bankruptcy. If you have been avoiding taking legal action because you don't think you can afford a lawyer, we may still be able to work with you.