Law Office of Allan E. Dunaway, PLC

Money-saving holiday shopping tips

As our Kentucky readers know, holiday spending can sometimes get away from us while shopping. Winter holiday shopping sprees are not uncommon, but neither is falling into credit card debt during this season. We've put together some helpful hints to keep your gift recipients, and your wallets, happy during this holiday season.

Making a list of each person you need to shop for, and an allotted amount of money for each, can be extremely helpful when shopping. Going shopping without a plan can often end in browsing and over-spending. After the spending has occurred, be sure to keep track of your receipts for your records, and just in case returns are necessary.

Don't open store credit cards for the "rewards," most times you'll end up spending more that way. Also, avoid using a credit card unless it is for items that you are sure you'll be able to pay back when your bill comes. If you do bring a credit card, only bring one and stick to your list to keep from over-spending.

Don't over-think your gifts, be thrifty about it. Shop at local stores first and look for the best deals and sales. To find the best deals, don't be afraid of technology. There are plenty of apps for phones and even on-line coupons that offer discounts not shown in stores.

This holiday season don't have to send you running to the bank with your bankruptcy filing papers in hand. These simple tips could help your bank account in a big way.

Source:, "10 tips for holiday shopping," Claudia Buck, Nov. 26, 1012.

No Comments

Leave a comment
Comment Information
Contact the Firm

Get Sound Advice In A Free Consultation

For sound bankruptcy advice you can count on, from a skilled lawyer who truly cares about your future, contact the Louisville Law Office of Allan E. Dunaway, PLC. We have two convenient locations: Louisville, Kentucky, and Jeffersonville, Indiana. Our main office in Louisville is located off the beaten path so you won't have to deal with downtown traffic and can pull right up to our door and walk right in.

Call us at 502-785-1005, or send an email message. Our law firm welcomes the opportunity to serve you in any way we can.

If for some reason personal bankruptcy is not for you, if you do not qualify for the Chapter 7 approach via the "means test" and Chapter 13 reorganization is not the answer, Allan E. Dunaway works hard to inform you of other appropriate means of debt settlement that suits your unique needs.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Kentucky Office

Indiana Office

714 Lyndon Lane
Suite 4
Louisville, KY 40222

Phone: 502-785-1005
Fax: 502-412-2258
Map & Directions

530 East Court Avenue
Jeffersonville, IN 47130

Phone: 502-785-1005
Fax: 502-412-2258
Map & Directions