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If you have a mortgage that was financed at a higher rate of interest, should interest rates fall as they have over the last few years, you have the option of refinancing that debt to newer, lower interest rates. If you have a 30-year mortgage, a few percentage points...
Recent research suggests a growing problem for the aging baby boomers. It finds that credit card debt has increased among those over age 50. While the stereotype of individuals with large amounts of credit card debt are those of young college students or young couples...
The number of bankruptcy filings nationwide dropped 13 percent last year. The Administrative Office of the U.S. Courts reported that 1.2 million bankruptcies were filed in 2012, compared with 1.4 million in 2011. Louisville is in the Western District of Kentucky...
The emotional anxiety people feel caused by filing for bankruptcy protection may be greater than the anxiety resulting from their financial problems. They may feel grief, sadness, shame and other negative emotions. They often feel alone and isolated, and the stress...
News arrives from Florida that Casey Anthony has filed for bankruptcy protection. She lists $800,000 in debts on her bankruptcy schedules, but only $1,000 in assets. Most of her debt consists of attorney fees to her defense attorney from her criminal trial. While a...
