Law Office of Allan E. Dunaway, PLC

October 2013 Archives

When bankruptcy and foreclosure happen together

It would be nice if life happened in easily digestible pieces. It seems, especially with respect to bad news, things like to happen all together. Often a health crisis will precipitate a loss of work or a job, which can lead to falling behind on your bills, foreclosure notices you’re your lender and it eventually leaves you with the prospect of a bankruptcy.

Dr. Frankenstein's latest monster? Medical credit cards

The cost of healthcare is a problem that doesn't go away. As the fight over the Affordable Healthcare Act demonstrates this is a matter that can take the nation to the brink of economic disaster. For many residents in Louisville, attempting to pay for some healthcare services can take them over that brink, and lead them to bankruptcy.

Bankruptcy and new debt

There are many challenging aspects to a Chapter 13 bankruptcy in Kentucky. You have to develop, with your bankruptcy attorney, a viable Chapter 13 plan. The plan needs to be one that you can afford and pays all of your secured creditors and still leaves you enough money to buy gas for your car, and groceries for your table.

Handling student loans in a bankruptcy

When you file a Chapter 13 bankruptcy, you create a Chapter 13 plan, which governs the repayment of most of your debts. However, a Chapter 13 plan has a few quirks, which may affect your student loan repayment. This is why it is important to speak with a bankruptcy attorney before you file, so you can determine the most appropriate option.

Family court can lead to bankruptcy court

People can be so judgmental. Take bankruptcy, for instance. Many people suspect that those who file for bankruptcy are profligate in their spending habits and are living too lavish a lifestyle. That may be true of some people, especially with the presence of credit cards and easy credit. Companies may push their products on people, constantly underselling the risk of taking on too much debt.

Contact the Firm

Get Sound Advice In A Free Consultation

For sound bankruptcy advice you can count on, from a skilled lawyer who truly cares about your future, contact the Louisville Law Office of Allan E. Dunaway, PLC. We have two convenient locations: Louisville, Kentucky, and Jeffersonville, Indiana. Our main office in Louisville is located off the beaten path so you won't have to deal with downtown traffic and can pull right up to our door and walk right in.

Call us at 502-785-1005, or send an email message. Our law firm welcomes the opportunity to serve you in any way we can.

If for some reason personal bankruptcy is not for you, if you do not qualify for the Chapter 7 approach via the "means test" and Chapter 13 reorganization is not the answer, Allan E. Dunaway works hard to inform you of other appropriate means of debt settlement that suits your unique needs.

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Kentucky Office

Indiana Office

714 Lyndon Lane
Suite 4
Louisville, KY 40222

Phone: 502-785-1005
Fax: 502-412-2258
Louisville Law Office Map

530 East Court Avenue
Jeffersonville, IN 47130

Phone: 502-785-1005
Fax: 502-412-2258
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