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Kentucky residents who are looking to file for bankruptcy will generally either select a Chapter 7 or Chapter 13 filing. While a Chapter 7 bankruptcy focuses on eliminating debts, this type of filing is usually unable to prevent foreclosures. Chapter 13 gives people a...
Kentucky residents who owe consumer debt might be interested to learn what protections they have under the Fair Debt Collection Practices Act. The federal legislation, which is enforced by the Federal Trade Commission, sets forth a set of rules that debt collectors...
Paying bills every month can be a routine for residents of Kentucky, but sometimes debt can become overwhelming. When someone is behind in their payments and receives a notification that a lawsuit is being filed against them by a debt collector, an unfortunately...
Debtors in Kentucky may benefit from recent changes made to how medical debts will effect consumers' credit scores in the future. During August 2014, Fair Isaac Corp., better known as FICO, announced its plans to mitigate the impact medical debt has been having on its...
