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Wage garnishments occur when a person does not keep up with regular payments on outstanding debt. The best way to prevent creditors from garnishing wages is to speak with them to create payment arrangements. In most cases, making regular payments according to an...
Kentucky has a similar problem with consumer debt as the rest of America. Approximately 69 percent of all American households carry debt of some kind. These debts come in a wide array of different types, and each category of debt should be treated differently....
Many debt settlement companies offer assistance to Kentucky residents with paying off their credit card debt. One major drawback of these services can be the fees that these companies charge. Federal law requires these companies to disclose all of their prices and...
The Fair Debt Collection Practices Act places restrictions on what debt collectors may do when attempting to collect an overdue credit card debt from a Kentucky resident. For example, a debt collector may not call before 8 a.m. or after 9 p.m. without permission to do...
Kentucky residents struggling with financial challenges and seeking debt relief may be interested to know about how personal bankruptcy might work to help them manage or eliminate debt. The two most common types of individual bankruptcy are Chapter 7 and Chapter 13,...
