Contemplating a petition in bankruptcy is something most people never believe they would end up doing. Unfortunately, though, life is not always fair. Sometimes you can do your best to stay out of financial trouble, but trouble finds you. A sudden job loss, or a catastrophic illness or injury are but a couple of ways that you could find yourself in unmanageable financial straits.
Once your bills start outstripping your income, savings and even your ability to borrow, managing your budget can become impossible. Think of the situation as like confronting a hornet’s nest: they don’t line up and challenge you to single combat, they come at you from all directions. Although creditors do not coordinate their collection efforts, the effect remains much the same as the hornet swarm: which do you deal with first? The collection calls? The threats to cut off your electricity? The repossessors? The notice of foreclosure?
People often do not make their best decisions when they are feeling financially overwhelmed. But where can you turn to for calm and practical advice if you are the one being swarmed by creditors?
At the Law Office of Allen E. Dunaway, we know that when you are experiencing multiple financial challenges you do not have the time to become a debt relief expert. We have already taken care of that for you, in matters ranging from bankruptcy to foreclosure.
If you are facing the hornet’s nest of financial overwhelm and are thinking about Chapter 7 or Chapter 13 bankruptcy in Kentucky, one thing that you cannot afford is to do nothing to help yourself or to get the help you need. To learn more about how we can assist, call us at to schedule a no-cost initial consultation to discuss your situation. Or, if you prefer, you can contact us through our website.