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A catastrophic illness or a life threatening injury can leave a person overwhelmed by medical debt. As people adjust to changes in their health insurance coverages under the nation's new health care law, a physician whose bill was paid in the past might now be an...
Every year, thousands of people in Kentucky file for bankruptcy. For one reason or another, people need debt relief, and this is their only option. But why do so many people face such difficult financial hardships? One of the most common reasons is medical expenses....
Kentucky residents who have been facing unexpected life changes may suddenly find themselves surrounded by unpaid bills and no money to pay them. You may have tried to at least make the major payments, but foreclosure seems to be looming. When you see no other way...
Getting calls from debt collectors can be a stressful experience. Once the calls start, you may be scared to answer the phone from any unknown number. When you are in the midst of dealing with these collectors, it is important to know what they must say and what they...
For anyone considering bankruptcy as a form of debt relief, an important early question is whether to choose Chapter 7 "liquidation" bankruptcy or Chapter 13 "payment plan" bankruptcy. While Chapter 7 discharges many debts completely, it may still leave some of your...
