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Most states, including Kentucky, have something called a homestead protection law. Under this law, people who have filed for bankruptcy can keep a portion of their real property, which is referred to as the homestead, exempt from creditors. The purpose of homestead...
The Consumer Financial Protection Bureau is once again singling out for criticism companies that service student loans. According to the CFPB, servicing companies are not doing enough to help borrowers who are having difficulty repaying what they owe. Whether because...
Americans are no strangers to credit card debt. In fact, about 40 percent of families are unable to make their credit payments. Ever since credit cards were first introduced to the general public, they have been a tantalizing pit that families in Kentucky often fall...
If you have decided that bankruptcy is your best option for debt relief – and that a Chapter 7 “fresh start” approach instead of a Chapter 13 payment plan is best for you (and further assuming that you qualify to use Chapter 7 bankruptcy), then...
When you are confronted by a mountain of unpaid bills and desperately needing to stop repossession, someone might suggest filing for personal bankruptcy. Filing for bankruptcy might stop foreclosure and offer you debt relief, but deciding which type of bankruptcy is...
