Law Office of Allan E. Dunaway, PLC

December 2015 Archives

Is my retirement safe during bankruptcy?

Bankruptcy is a tool that many individuals and couples in the area of Louisville, Kentucky, are using to improve a bad financial situation. People find themselves contemplating bankruptcy for a multitude of different reasons, but the brunt of the problem is quite similar—debts have accumulated that are far beyond what a person is capable of managing on his or her own. Bankruptcy is not a punishment and can actually be very beneficial when used correctly.

Be careful about increasing credit card debt during the holidays

The holidays are upon us and, with the frenzy of finding the right gift for everyone on your list, credit cards will be the payment method used by many Americans. While the convenience of credit cards and the ability to pay off the cost of gifts after the first of the year may be tempting, for many families it is only exacerbating a disturbing problem. According to recent reports, total household debt is growing faster than household income and credit card debt is the third largest type of debt, following only home mortgages and student loans.

Things to consider when home foreclosure seems unavoidable

Something that can happen if your financial situation worsens for any reason is that you can find yourself falling behind on your mortgage payments. You may be forced to "juggle bills," trying to thread the needle between keeping food on the table, keeping your utilities connected and your credit card bills paid, but it can all come to naught if your home ends up on the foreclosure block.

Contact the Firm

Get Sound Advice In A Free Consultation

For sound bankruptcy advice you can count on, from a skilled lawyer who truly cares about your future, contact the Louisville Law Office of Allan E. Dunaway, PLC. We have two convenient locations: Louisville, Kentucky, and Jeffersonville, Indiana. Our main office in Louisville is located off the beaten path so you won't have to deal with downtown traffic and can pull right up to our door and walk right in.

Call us at 502-785-1005, or send an email message. Our law firm welcomes the opportunity to serve you in any way we can.

If for some reason personal bankruptcy is not for you, if you do not qualify for the Chapter 7 approach via the "means test" and Chapter 13 reorganization is not the answer, Allan E. Dunaway works hard to inform you of other appropriate means of debt settlement that suits your unique needs.

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Kentucky Office

Indiana Office

714 Lyndon Lane
Suite 4
Louisville, KY 40222

Phone: 502-785-1005
Fax: 502-412-2258
Map & Directions

530 East Court Avenue
Jeffersonville, IN 47130

Phone: 502-785-1005
Fax: 502-412-2258
Map & Directions