With most Kentucky residents struggling to make financial ends meet while living paycheck to paycheck, having any amount of money garnished from your wages can be financially devastating. However, it is more common than you might think for a company to secure a judgment that allows it to make a claim on a portion of your paycheck. When that happens, it might be time to consider bankruptcy.

In fact, one of the best cures for wage garnishment is the bankruptcy process, which offers strong legal protection for debtors against creditors who are harassing them. Creditors who ignore a court approved bankruptcy and continue to bother debtors will face serious legal consequences.

At the Law Office of Allan E. Dunaway PLC, we know that the individuals who come to us do not have very much money to pay an attorney. That is why we offer potential new clients a free initial consultation. In this first meeting, we will teach you how you can get immediate protection from wage garnishing through an “automatic stay.” A stay can be granted once you have initiated Chapter 7 or Chapter 13 bankruptcy proceedings. This will end the wage garnishment process and also halt home foreclosures, automobile repossessions and harassing phone calls by creditors.

Every U.S. resident has specific rights, and some of these rights apply to debtors who are in the middle of a personal economic crisis. Fortunately, if bankruptcy proceedings are right for your situation, there is definitely a light at the end of your debt tunnel. The Law Office of Allan E. Dunaway PLC, is here to lead you out of the darkness on every step of your way to renewed financial security.