Kentucky residents are often living paycheck to paycheck, so when a creditor gets court approved to start garnishing your wages, it can represent the straw that breaks your financial back. Fortunately, though, even if a creditor has a court order to take part of your weekly wages away from you, a bankruptcy attorney can help.

If you file for bankruptcy, it will put an end to your wage garnishment and you can start to claim all of your paycheck again. Furthermore, if your creditors continue to harass you after you file for bankruptcy, they can get hit with some serious legal consequences. Both Chapter 7 and Chapter 13 bankruptcy filings will result in an automatic stay being applied to your wage garnishment. Furthermore, the bankruptcy process can also stop auto repossession, home foreclosure and creditor harassment.

At the Law Office of Allan E. Dunaway PLC, we do not like to see our clients suffering under the burden of bills they cannot afford to pay, and we especially hate to see our clients having their paychecks taken away from them. In fact, one of the things that brings us so much pleasure in our work is to see a client’s financial circumstances transformed overnight, just because creditors cannot garnish his or her wages anymore.

If you are suffering from debt problems, our firm offers free, no-obligation first-time consultations to Louisville residents. During your free consultation, we will ask you specific questions to get the full picture of your debt situation to determine your best options for resolving the debt — either through bankruptcy or another debt resolution strategy.