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The 341 meeting, creditors and your new trustee

On Behalf of | Mar 24, 2021 | Chapter 13, Chapter 7 | 0 comments

The meeting of creditors, which you will attend after filing for bankruptcy, is often called the 341 meeting.

This is a short hearing that creditors may attend. However, it is also where you will meet the trustee on your bankruptcy case.

Learning about the meeting

The meeting of creditors is frequently called the 341 meeting and gets its name from Section 341 of Title 11 in the United States Bankruptcy Code. This is a brief hearing that you will attend shortly after you file for bankruptcy protection. Your creditors may attend and question you about your financial affairs. However, they rarely take the time to do so since they do not lose standing in your case if they choose not to appear.

Connecting with your trustee

The 341 meeting is where you will meet the trustee from the Office of the United States Trustee who will administer your bankruptcy case. The trustee, who conducts the hearing, will ask you questions pertaining to your current financial situation and anything else that is pertinent to your case. You must provide truthful answers to these questions under penalty of perjury. Keep in mind that this is a brief but important meeting. If you should fail to appear, the trustee could request the court to dismiss your case.

Anticipating a brighter future

Your attorney will provide the necessary documents such as your tax returns, banking, credit card and mortgage information and accompany you to the 341 meeting. You will only have to bring a government-issued photo ID and proof of your Social Security number. Consider this meeting the first stop on your way to a brighter and more secure financial future.