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When in debt, you already have more than enough on your plate. Unfortunately, debt collectors often make the feeling of stress worse just by being there. Things get even more troublesome if these debt collectors do not follow the Fair Debt Collection Practices Act...
When faced with overwhelming loan debt, sometimes it can be difficult to know what to do next. In many cases, Kentucky residents choose to file for bankruptcy after a few missed loan payments, with the hopes of eliminating or restructuring some or all of their debt....
Small business owners have many concerns when the nation is faced with economic uncertainties. Unsure if their business could survive a recession or a setback, they consider what is best for not only the business but for him or herself as well. When financial problems...
Foreclosure concerns can be one of the most significant worries on the minds of struggling homeowners. Personal bankruptcy options are one option to consider which can potentially help with foreclosure and other concerns facing homeowners and other consumers...
If you have decided to file for bankruptcy, you may be considering reorganization under Chapter 13. This plan involves the repayment of your debts rather than the liquidation of your assets. Here are some upsides to a Chapter 13 filing. You make payments based on your...
Some people refer to Chapter 13 bankruptcy as the wage earner's plan. This is because when you file this type of bankruptcy, you create a repayment plan under which you will repay your creditors depending on your financial ability over a period of three to five years....
Anyone in Kentucky who has come to the end of his or her time limit to pay off debts may be considering filing for bankruptcy. While it may seem like it will worsen someone’s credit score, filing for bankruptcy may help restore someone’s credit over time by providing...
Kentucky readers may be shocked to learn that younger Americans are falling deeper and deeper in debt, according to a new report. The study, which was issued by the New York Fed Consumer Credit Panel and Equifax, found that American adults between ages 18 and 29 are...
Many different types of debts can be discharged in a Kentucky bankruptcy. Almost every type of unsecured debt such as personal loans, medical bills and credit card balances can be addressed in both Chapter 7 and Chapter 13 proceedings. Secured debts such as mortgages...
The Fair Debt Collection Practices Act provides debtors throughout Kentucky and the rest of the country with protections against certain debt collector activities. For instance, a debt collector does not have the right to harass a debtor or act in a deceiving manner....
