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Kentucky residents may protect certain types of property from liquidation during a Chapter 7 proceeding. By filing a Schedule C with your petition, you may exempt your household goods, personal belongings, jewelry and tools for work. According to the United States...
When you face debt, you already have a mountain of worries on your shoulders. In this difficult and troubling time, the least of your concerns should be the debt collectors who may pursue you for your money. Unfortunately, some debt collectors cross the line and...
Getting a fresh financial start may require you to consider filing bankruptcy. If you have significant debt that you cannot afford to pay, it may provide a way to get out from under collection agencies. There are two main paths that individuals and couples may take...
When in debt, you already have more than enough on your plate. Unfortunately, debt collectors often make the feeling of stress worse just by being there. Things get even more troublesome if these debt collectors do not follow the Fair Debt Collection Practices Act...
When faced with overwhelming loan debt, sometimes it can be difficult to know what to do next. In many cases, Kentucky residents choose to file for bankruptcy after a few missed loan payments, with the hopes of eliminating or restructuring some or all of their debt....
Small business owners have many concerns when the nation is faced with economic uncertainties. Unsure if their business could survive a recession or a setback, they consider what is best for not only the business but for him or herself as well. When financial problems...
Foreclosure concerns can be one of the most significant worries on the minds of struggling homeowners. Personal bankruptcy options are one option to consider which can potentially help with foreclosure and other concerns facing homeowners and other consumers...
If you have decided to file for bankruptcy, you may be considering reorganization under Chapter 13. This plan involves the repayment of your debts rather than the liquidation of your assets. Here are some upsides to a Chapter 13 filing. You make payments based on your...
Some people refer to Chapter 13 bankruptcy as the wage earner's plan. This is because when you file this type of bankruptcy, you create a repayment plan under which you will repay your creditors depending on your financial ability over a period of three to five years....
Anyone in Kentucky who has come to the end of his or her time limit to pay off debts may be considering filing for bankruptcy. While it may seem like it will worsen someone’s credit score, filing for bankruptcy may help restore someone’s credit over time by providing...
