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You may feel anxious and ill-at-ease when your finances begin to spiral out of control, but rest assured – you are not alone. Many Kentucky residents struggle to stay top of their finances, and some of them find relief after making the decision to file for bankruptcy....
Chapter 7 bankruptcy allows you to discharge overwhelming debt, helping you reach financial freedom. Also referred to as liquidation bankruptcy, Chapter 7 erases your debt by writing off much of your medical expenses, credit card debt and other unsecured loans. As a...
A lot of us are struggling right now, and we have been for some time. And, while bankruptcy filings have largely been down this year, it does not mean that people are not considering it. But, what should one do before calling a bankruptcy attorney? Communicate with...
When Kentucky residents are confronted with overwhelming debt they cannot pay and are feeling pressure from creditors and debt collectors, they are frequently unsure of what they can do to get into a better financial position. For many, bankruptcy is an untenable...
Bankruptcy can provide a fresh start to consumers dealing with overwhelming debt. Filing for the commonly used Chapter 13 or Chapter 7 bankruptcy, however, only leads to discharge of certain debt. Credit cards and other dischargeable debt A Chapter 7 filing will...
When a Louisville area resident reaches the point where they are considering filing for bankruptcy they are in a serious financial situation. A person can find themselves behind in their bills due to no fault of their own. An unexpected medical condition, job loss, or...
Personal bankruptcy protections are able to help struggling consumers with crushing medical debt, credit card debt or who may be worried about hanging on to their family home through the foreclosure process. There are different types of personal bankruptcy protection...
The automatic stay can do many things for bankruptcy filers that they should be familiar with. The protections associated with the automatic stay kick in once the filing party has filed for any type of personal bankruptcy protection and are essential protections to be...
It is a common misconception that a credit score is forever ruined by filing bankruptcy. This is not only false, but also misleading. Depending on the status of credit when a bankruptcy is filed, it could actually help your score. Rather than collections being sold...
When residents of Louisville contemplate bankruptcy, they look forward to the day when most, if not all, of their debts will be cancelled. “Discharged” is the lawyer word for this outcome. However, some debts cannot be discharged in bankruptcy, and anyone looking file...
