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Kentucky residents may protect certain types of property from liquidation during a Chapter 7 proceeding. By filing a Schedule C with your petition, you may exempt your household goods, personal belongings, jewelry and tools for work. According to the United States...
When your bills begin to outpace your wages, you may consider bankruptcy as a way to start fresh, but what happens once the process is in motion and you start thinking about rebuilding your credit? According to the credit reporting agency Experian, any type of...
Filing for bankruptcy is not an easy decision. Still, sometimes it is the best solution to get rid of your overwhelming debts. There are two types of bankruptcy that discharge debts for individuals: Chapter 7 and Chapter 13 bankruptcy. Most people opt to file for...
You may feel anxious and ill-at-ease when your finances begin to spiral out of control, but rest assured – you are not alone. Many Kentucky residents struggle to stay top of their finances, and some of them find relief after making the decision to file for bankruptcy....
Chapter 7 bankruptcy allows you to discharge overwhelming debt, helping you reach financial freedom. Also referred to as liquidation bankruptcy, Chapter 7 erases your debt by writing off much of your medical expenses, credit card debt and other unsecured loans. As a...
A lot of us are struggling right now, and we have been for some time. And, while bankruptcy filings have largely been down this year, it does not mean that people are not considering it. But, what should one do before calling a bankruptcy attorney? Communicate with...
When Kentucky residents are confronted with overwhelming debt they cannot pay and are feeling pressure from creditors and debt collectors, they are frequently unsure of what they can do to get into a better financial position. For many, bankruptcy is an untenable...
Bankruptcy can provide a fresh start to consumers dealing with overwhelming debt. Filing for the commonly used Chapter 13 or Chapter 7 bankruptcy, however, only leads to discharge of certain debt. Credit cards and other dischargeable debt A Chapter 7 filing will...
When a Louisville area resident reaches the point where they are considering filing for bankruptcy they are in a serious financial situation. A person can find themselves behind in their bills due to no fault of their own. An unexpected medical condition, job loss, or...
Personal bankruptcy protections are able to help struggling consumers with crushing medical debt, credit card debt or who may be worried about hanging on to their family home through the foreclosure process. There are different types of personal bankruptcy protection...
