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Filing for bankruptcy is not an easy decision. Still, sometimes it is the best solution to get rid of your overwhelming debts. There are two types of bankruptcy that discharge debts for individuals: Chapter 7 and Chapter 13 bankruptcy. Most people opt to file for...
Chapter 7 bankruptcy allows you to discharge overwhelming debt, helping you reach financial freedom. Also referred to as liquidation bankruptcy, Chapter 7 erases your debt by writing off much of your medical expenses, credit card debt and other unsecured loans. As a...
The meeting of creditors, which you will attend after filing for bankruptcy, is often called the 341 meeting. This is a short hearing that creditors may attend. However, it is also where you will meet the trustee on your bankruptcy case. Learning about the meeting The...
A lot of us are struggling right now, and we have been for some time. And, while bankruptcy filings have largely been down this year, it does not mean that people are not considering it. But, what should one do before calling a bankruptcy attorney? Communicate with...
When Kentucky residents are confronted with overwhelming debt they cannot pay and are feeling pressure from creditors and debt collectors, they are frequently unsure of what they can do to get into a better financial position. For many, bankruptcy is an untenable...
When a Louisville area resident reaches the point where they are considering filing for bankruptcy they are in a serious financial situation. A person can find themselves behind in their bills due to no fault of their own. An unexpected medical condition, job loss, or...
One of the main reasons Kentucky residents facing overwhelming debt are hesitant to file for Chapter 7 bankruptcy is because they are afraid they will not be able to rebuild their credit again. Often, it takes years of hard work and money management to build credit...
Personal bankruptcy protections are able to help struggling consumers with crushing medical debt, credit card debt or who may be worried about hanging on to their family home through the foreclosure process. There are different types of personal bankruptcy protection...
When residents of Louisville contemplate bankruptcy, they look forward to the day when most, if not all, of their debts will be cancelled. “Discharged” is the lawyer word for this outcome. However, some debts cannot be discharged in bankruptcy, and anyone looking file...
For many Kentucky residents, it only takes one unexpected event to throw them into financial turmoil. Some of them try their hardest to escape the throes of overwhelming debt, from turning to friends and family for support to taking out personal and payday loans just...
